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HomePopularHow To Report A Lost Victoria Secret Credit Card

How To Report A Lost Victoria Secret Credit Card

How Do Credit Cards Work

Whats A VS Angels Credit Card? I The Pros & Cons

Victorias Secret Card

  • Pay off your credit card balance.
  • Contact Angel Card Customer Care at 1-800-695-1788.
  • Follow the telephone prompts to speak with a representative.
  • Ask to cancel your credit card.
  • The customer service agent should offer you a confirmation number.
  • Cut up your card and throw it away.
  • Where Can I Use The Victorias Secret Credit Card

    The Victorias Secret Credit Card can only be used at:

    • All Victorias Secret and PINK stores in the United States
    • Bath & Body Works stores

    Take note that although you can use this card at physical Bath & Body Works stores, you cant use it And you will not earn any Angel Reward points for Bath & Body Works purchases.

    If you go to Victorias Secret but forget your card, customer service can look up your account if you have a valid government-issued ID, letting you make purchases on your card.

    How Do I Upgrade To The Angel Vip And Angel Forever Cards

    There are three versions of this rewards card: Angel, Angel VIP, and Angel Forever. The VIP and Forever tiers come with enhanced benefits, as explained below.


    Image credit: Victorias Secret

    Youll automatically be upgraded to the Angel VIP or Angel Forever tiers after meeting the point requirement, as long as your account is open and in good standing. When you do, youll receive a new card in the mail along with a reward: $10 for VIP, and $15 for Forever. If you just got an unexpected Angel VIP or Angel Forever card in the mail, its probably because you reached the point threshold without realizing it.

    Once you reach VIP or Forever status, youre guaranteed to get at least VIP status going forward. You wont be dropped down to the basic Angel status.

    An upgrade to Forever status will last for the rest of the Program Year, and for the entire subsequent Program Year. A Program Year is defined as February 1st to January 31st.

    After that period is over youll drop down to VIP status, unless you earned enough points to maintain Forever status.

    The amount youll need to spend to upgrade your status will depend on the rate at which you earn points. Regular Victorias Secret purchases earn 1X point per dollar, while bra purchases earn 3X points .

    And to reach Forever status at 1,000 points, the most youll need to spend is $1,000, if youre earning at the basic 1X rate. The minimum required spending, if you always earn 3X points, is $334.

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    Best For Clothes: Gap Visa Credit Card

    Variable purchase APR is 25.99%

    Annual Fee: None

    • Can redeem points for credit to use at Gap, Gap Factory and Gap brand stores
    • Can return purchases without receipts
    • 20% sign-up bonus for purchases made in the first 14 days
    • Free shipping on orders of at least $50
    • Special gift on your birthday


    • Great for discounts but not for redeeming rewards one point is worth only one cent
    • Rewards limited to $250 per billing cycle
    • Very high APR

    Why Shoppers Like This Card: The Gap Visa is the best clothing store credit card available because of its reach. You can earn and redeem points at Gap and Gap Factory stores, Banana Republic, Old Navy and Athleta. You can also earn points for everyday purchases wherever Visa is accepted. This card shines when it comes to discounts, with 10% off at Gap and Gap Factory stores. Points can be redeemed at all Gap brands however, upon redemption, each point is only worth a penny.

    Manage your account through the card website or the Gap app, and follow your rewards progress at

    Orbitz Rewards Visa Card Victoria

    The Orbitz Rewards Visa Card is a good choice for a travel-earning credit card. This card is linked with Orbitz Rewards Orbucks, which you can redeem for $1 per Orbuck for hotel bookings on Orbitz.

    This card earns a bonus 5% on all Orbitz bookings, which can earn up to 10% back in rewards. All Orbitz Rewards members earn 1% for flights booked on Orbitz, but using this card adds an extra 5% to earn 6% back on airfare booked on Orbitz.

    Hotels have the highest earning rates, raking in 10% in Orbucks when you use the card to book hotels on the Orbitz mobile app and 8% when booking on a desktop. These earning rates make the Orbitz Rewards Visa Card great to use for hotels where you cant earn hotel branded points.

    If you cant live without hotel loyalty status, this card gives you instant Orbitz Gold status. This status offers free Wi-Fi, breakfast, and waived resort fees at select VIP Hotels.

    Orbitz automatically enrolls cardholders in their dining rewards program, which gives 7% back on select restaurants, bars, and nightclubs.

    This card earns 2% back in Orbucks on all other purchases and offers a $100 statement credit when you spend $1,500 in the first 90 days of account opening.

    Bottom Line: The earnings potential with no annual fee makes the Orbitz Rewards Visa Card a great choice for travelers who arent loyal to hotel brands.

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    How Do I Get My Angel Rewards

    WHEN WILL I RECEIVE MY ANGEL REWARD? You will receive your Reward in 3-6 weeks from the time that it is earned. If you havent received your Angel Reward, call Angel Card Customer Care at 695-9478 Monday Saturday, 8:00 AM to 9:00 PM EST. Closed Sundays.

    Hereof, What is a VS angel card?

    The Victorias Secret Angel credit card is a closed-loop card, which means it can only be used at a specific store or group of stores. In other words, you can only use your Victorias Secret Angel card at U.S. Victorias Secret and PINK stores, or in-store at Bath & Body Works.

    How does the angel card work? All cardholders earn one point for each $1 of net new purchases on their Victorias Secret credit card. The first tier is the basic Angel card. Angel cardholders earn triple points on all bra purchases, free shipping for qualified purchases , and one triple-point day of their choice.

    20 Related Questions Answers Found

    How Basic Rewards Are Issued

    As we mentioned above, Angel and VIP cardholders will receive a $10 reward for every 250 points earned, and Forever Angels receive a $15 reward for every 250 points earned.

    Basically, that means each Angel/VIP point is worth 4 cents, and each Forever Angel point is worth 6 cents. To put this into perspective, the majority of travel-related points and miles are valued between 1-2 centsso this is a pretty excellent value .

    VS states that Angel Rewards are mailed within 3-6 weeks of being earned. This is the only thing Victorias Secret FAQ states in regards to receiving your reward. So, I used VSs live chat to speak with a customer service rep and inquire if snail mail was the only way to get it.

    The rep stated that you can also receive your rewards via email, but you have to contact customer service to let them know you would like to receive them that way.

    Hot Tip: Unfortunately, unlike many other store-branded credit cards, there is currently no way to access and/or utilize your rewards within the VS mobile app.

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    Why It Could Be Better

    • Poor payment processing system, with no autopay option
    • Poor customer support from Comenity Bank, the issuer
    • Some cardholders report having their credit limits drastically reduced

    You may get value from the Victorias Secret Angel Card if you shop there consistently every year, but otherwise youd probably be better off with a general-use reward card. Check out some alternatives to this card below.

    Best For: Kitchen And Home Decor Shopping: West Elm Key Rewards Credit Card

    Victorias Secrets Credit Card | How To Do The Shopping Credit Trick [2020] | ANY Credit Score

    Variable rate of 24.99% or 26.99%

    Annual Fee: None


    • 10% back for the first 30 days the card is used at West Elm or any of its six other sister companies
    • $25 birthday reward annually
    • 0% interest for the first 12 months on purchases of at least $750 or 5% rewards back on every ongoing purchase
    • Visa cardmembers earn an additional 4% in rewards at grocery stores and restaurants
    • Visa cardmembers also earn 1% in rewards on all other purchases
    • No annual fee
    • Can only be used at seven stores under the Williams-Sonoma banner

    Why Shoppers Like This Card:Read Next: 19 Ways To Tackle Your Budget and Manage Your Debt

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    Who Should Pass On The Victorias Secret Credit Card

    Consumers who arent regular Victorias Secret or Pink shoppers wont benefit as much from the cards rewards. The Victorias Secret credit card also has one of the highest APRs at 26.74% plus expensive late fees so carrying a balance or occasionally forgetting to make your payments on time can negate any savings and rewards youre hoping to earn. Avoid the high interest and expensive late fees by paying your credit card bill in full and on time every month, or skip this store card altogether.

    Pay Your Victorias Secret Credit Card Via Easypay

    You can also pay your Victorias Secret Credit Card online through Comenitys EasyPay system. This system is similar to the regular method of paying online, except you dont have to register for online account access. Heres how:

  • Navigate to Victorias Secret account center, but instead of signing in or registering, click the Try It Now button on the EasyPay banner located at the top of the page.
  • Answer a few questions to ensure your identity.
  • Follow the prompts to make the payment.
  • EasyPay is convenient when youre in a hurry, but keep in mind that you wont be able to see information about your account through this system. Instead, it just allows you quick access to make a payment.

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    Understand The Difference Between Deferred And 0% Interest

    Deferred interest is not the same as 0% interest. If youre offered 0% interest, no interest will be added to your balance during the promotional period. Deferred interest means that if you pay off the balance by the end of the promotional period, you wont owe any interest. Otherwise, interest charges will begin accruing.

    How The Angel Credit Card Tiers Work


    The Victorias Secret credit card comes in three different card tiers with varying rewards, depending on how much you spend. All cardholders automatically begin at the Angel credit card level. Upgrades to the other levels happen once you spend a certain amount over 12 months.

    Angel Credit Card Tier

    All new cardholders start here. This hot pink card will get you:

    • One point for every $1 spent at all Victorias Secret and Pink stores in the U.S. and
    • A $10 Angel Reward certificate for every 250 points earned
    • Triple points earned on bra purchases
    • Free shipping on orders over $50
    • A $10 birthday treat to apply to your purchase

    Angel VIP Credit Card Tier

    Once you spend $250 in a 12-month period, your card will be automatically upgraded to the Angel VIP tier level. Besides the rewards above, Angel VIP cardholders receive a silver card and extra perks:

    • An additional half-birthday treat of $10
    • Savings of 15% on your cards anniversary date

    Angel Forever Credit Card

    When you spend $500 in a 12-month period with your Angel or Angel VIP credit card, Victorias Secret will automatically upgrade you to the Angel Forever credit card. At this level, you receive a black card and get all of the perks from the other levels, in addition to:

    • A $15 Angel Reward certificate for every 250 points earned, instead of $10
    • Birthday and half-birthday treats of $15 each
    • Savings of 20% on your cards anniversary date

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    Re: Victoria’s Secret Credit Limit

    Sorry if this is off thread: If you report a card lost or stolen and a different card is issued you have a duplicate TL? Not sure I understand.

    EQ 618 TU 585EQ 680 TU 698 EX 681 EQ 720 TU 720


    Sorry if this is off thread: If you report a card lost or stolen and a different card is issued you have a duplicate TL? Not sure I understand.


    No, the lender is supposed to report the new account number to the old account number so you keep the same history.

    However, HSBC likes to report the lost/stolen card on your credit reports and reports the new account number as another TL but I’ve heard that it either falls off at 6 months or you can dispute it off.

    Our Most Frequently Asked Questions And Answers

    Comenity offers branded credit programs and products to help maximize your savings. We partner with many of the most recognized and respected businesses in the world. Learn more about Comenityhere.

    You can find the customer care phone number and the online account center for your account here, or on the back of your billing statement.

    Questions about your Comenity Direct CD or Savings account? Visit

    Comenity may call, text or email you in response to account questions or concerns, if your account is past due, or with marketing and servicing messages.

    We may ask you to verify your identity over the phone, but if you are ever unsure about whether a call is coming from Comenity, we encourage you to call customer care. We will never ask you to provide sensitive information through email or text. Comenity may send marketing and servicing emails to the email address on file.

    We will never ask you to provide sensitive information via text. Comenity may also send texts to the mobile number on file to send verification codes or to contact you about a past-due account.

    Were always happy to help. For any questions or issues with your account, you can visit your credit cards Account Center to find information on the help pages or to send a secure message to our customer care team. You can also give our customer care team a call at the number on the back of your credit card or billing statement. You may also access the number here.

    • Comenity Capital Bank:


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    Applying For The Victorias Secret Angel Credit Card

    To apply for this card, just click the Apply Now button below. Youll be taken to Victorias Secrets website to submit your information.

    While applying you can choose your card design, either the basic VS Angel Card or the PINK Angel Card.

    Most applicants will get an instant decision, either approved or denied. In some cases it may take longer to provide a response. If your application is denied youll receive an explanation why.

    How Do I Pay My Bill

    â Victoria’s Secret Pink Angel Credit Card Review ð´

    You can pay your credit card account bill online, in-store, or by phone.

    If you pay online before 8 p.m. EST, youll be credited for paying on that same day after 8 p.m. EST, youll be credited for paying the next day. The transaction may take up to two business days to complete, but youll be credited for paying according to the rules just described.

    This means if your due date is today but you make an online payment after 8 p.m. EST, your payment will be late because it wont be credited until tomorrow. And this will probably result in you being charged a late fee. This is an unfortunate situation, because if youre trying to pay at the last minute but the website is having problems, you might end up late.

    You can , after logging in to your account.

    If you pay in-store, your payment will usually be posted to your account immediately, so this can be a good option if you need to pay your bill as quickly as possible. You will not see your balance updated for 24 to 48 hours, but you will be credited for having paid on that day.

    If you pay by phone, it must be between Monday and Saturday, and between 8 a.m. to 9 p.m. EST. The phone number to call is , or TDD/TTY .

    However, youll be charged a $9 fee when paying by phone! So you should obviously avoid this payment method if you can help it.

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    Best Overall: Capital One Walmart Rewards Mastercard

    Depending on credit score, 17.99%-26.99% annual percentage rate

    Annual Fee: None


    • Higher credit scores required to qualify

    Why Shoppers Like This Card: The Capital One Walmart Rewards Card tops this list of store credit cards because it checks all the boxes. The card rewards both the purchases you make at Walmart and purchases made anywhere else you use the card. Rewards can be redeemed for travel, cashed in for gift cards or applied as statement credits or during online checkout.

    Notable digital features come with the card. Customers can use the Walmart Pay app instead of carrying the card. We are excited to offer a truly digital experience for customers where, for example, Walmart shoppers can apply for the card in-store via the Text to Apply feature, and if approved and eligible, use their new card digitally at checkout moments later, said Ritin Dhawan, vice president of customer experience and partner operations at Capital One, in a news release.

    Status Tiers & Progression

    There are a bunch of perks that come standard with the Victorias Secret Angel Card. However, the program also involves tieredstatusesdirectly related to cardholder spending.

    Basically, the more you spend, the more benefits you earn. Cumulative points toward status are based on a rolling 12-month period.

    The 3 VS Angel Card rewards statuses are:

    • Angel
    • Angel Forever

    Terms and conditions of the VS rewards program state that Angel members and Angel VIP members will remain at their achieved status until the next higher status is reached.

    Once a member reaches Angel Forever status, they will stay at that tier for the remainder of that program year as well as 1 subsequent program year. Terms also state that the program year begins on February 1 and ends on January 31.

    After that, the Forever Angel cardholder must re-qualify for their Forever status by earning 1,000 points during each subsequent program year. If they dont, theyre bumped back down to Angel VIP status.

    Once a shopper has reached VIP or Forever status, theyll never be bumped back down to base Angel level. This is true even if their spending falls below the required 500 points in a program year.

    Basic Perks

    Earn rewards for shopping : Basic points earning is 1 point per $1 spent at VS stores, PINK stores, and In general, rewards earnings are calculated as follows:

    • Angel: $10 reward for every 250 points
    • Angel VIP: $10 reward for every 250 points
    • Forever Angel: $15 for every 250 points

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